A group of friends at a party

Personal Checking

  • Minimum to open $100.00
  • No monthly service fee *
  • No minimum balance
  • Unlimited Check Writing
  • Free Online banking
  • Free Online bill pay
  • Free Notary service
  • Free debit card**
*E-STATEMENT REQUIRED ($5.00 per paper statement)
**Subject to credit approval
*** Subject to NSF charges per CBO fee schedule
The VIP Club account offers all these great services for $8.00 per month:

  • Minimum to open $100.00
  • Custom design wallet style checks
  • $10,000 accidental death and dismemberment insurance
  • Cashier's checks or money orders…3 each per month at no issue charge
  • Credit card registration
  • Notary Service
  • Special entertainment discounts
  • Car rental discounts
  • Automatic transfer of funds from checking to savings
  • Photocopies-5 free each month
  • 2 stop payments per month at no charge
  • Lost key return service
  • Free Online banking and bill payer
*E-Statement free ($1.50 per paper statement)
*Subject to NSF charges per CBO fee schedule
  • Minimum to open $100.00
  • Regular checking accounts benefit those people who write checks frequently
  • Service charges depend on the minimum monthly balance, with no service charge on a maintained balance above $500.00
  • There will be a $7.00 service charge if the balance drops below $500.00
  • Free Online banking and bill payer
*E-Statement free ($1.50 per paper statement)
*Subject to NSF charges per CBO fee schedule
  • Minimum to open $20.00
  • $10.00 minimum balance
  • $2.00 per month service charge
  • 3 withdrawals per month-$1.00 per withdrawal
  • No Drafts
  • Free Online banking and bill payer
*E-Statement free ($1.50 per paper statement)
*Subject to NSF charges per CBO fee schedule
  • Minimum to open $100.00
  • Free checking with a $100.00 minimum balance
  • $7.00 per month charge should your balance drop below $100.00
  • Interest paid on checking with $1000.00 minimum balance
  • $100,000 common carrier accidental death insurance
  • Custom design wallet style checks
  • Credit card protection
  • Emergency cash advance service
  • Direct deposit of Social Security and Payroll Checks
  • Lost key protection
  • Travelers Advantage
  • Travel Bonus checks
  • Members only magazine subscription
  • Nationwide Discount Program
  • Free Notary Service
  • Automatic transfer of funds from checking to savings
  • Free Online banking and bill payer
*E-Statement free ($1.50 per paper statement)
*Subject to NSF charges per CBO fee schedule
Minimum to open $100.00

In addition to all of the Prestige 50 benefits you receive the following:

  • Interest paid on all balances
  • No minimum balance requirements
  • Buyers Advantage*-Two benefits in one 90 day purchase replacement, Extended Warranty
  • 24 hour accidental death insurance and common carrier coverage
  • Free Save Deposit Box for a year subject to availability
  • Shopper Advantage
  • Discount Eyewear
  • Discounted Medical Emergency Data Card
  • Service Charge $4.00
  • Free Online banking and bill payer
*E-Statement free ($1.50 per paper statement)
*Subject to NSF charges per CBO fee schedule
*Some restrictions apply. You will receive a detailed explanation.
  • Minimum to open $100.00
  • Military account offers all these great services free to active and retired military with direct deposit.
  • Cashier's checks or Bank money orders 2 each per month at no issue charge.
  • Notary Service
  • 1 stop payment per month at no charge
  • Free Online banking and bill payer
  • Free Safe Deposit Box for the first year subject to availability
*E-Statement free ($1.50 per paper statement)
*Subject to NSF charges per CBO fee schedule
Minimum to open $2,500.00

The interest rates and annual percentage yields may change at any time.

Interest is compounded monthly and credited into the account monthly. You must maintain a minimum, daily balance of $1,500.00 to earn the disclosed annual percentage yield. If the balance drops below$1,500.00 on any day during the statement cycle, interest will not accrue and there will be a $10.00 service charge for that statement cycle.

During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account or to a third party by means of a preauthorized, automatic or telephone transfer.

If you exceed the transfer limitations set forth in any statement period, your account will be subject to closure by the financial institution.

Variable interest rates are paid on the following tiers:

Tier 4 $1,499 - $24,999
Tier 3 $25,000 - $49,999
Tier 2 $50,000 - $99,999
Tier 1 $100,000 and over

*E-Statement free ($1.50 per paper statement)
  • Minimum to open $1,500.00
  • Requires a minimum monthly balance of $1,500.00
  • Interest is paid monthly on the collected balance at a rate established by the Commercial Bank
  • If the collected balance drops below $1,500.00 during a statement cycle, interest will not be paid and a $10.00 service charge will be assessed
  • This account is subject to NSF charges per CBO fee schedule
*E-Statement free ($1.50 per paper statement)
  • Minimum to open $2,500.00
  • Requires a minimum monthly balance of $2,500.00
  • Interest is paid monthly on the collected balance at a rate established by the Commercial Bank
  • If the collected balance drops below $2,500.00 interest is paid at the current Now Account rate established by the bank
  • If the collected balance drops below $1,500.00 during a statement cycle, interest will not be paid and a $10.00 service charge will be assessed
  • This account is subject to NSF charges per CBO fee schedule
*E-Statement free ($1.50 per paper statement)

High quality, personalized customer service is our true mission.